Wise (Ex-TransferWise): International banking without the bank

You can make payments, hold, receive and send money using a Wise multi-currency account.

It allows you to store money in more than Fifty currencies & convert between them at the real exchange rate when you need it.

You can get balance data in various currencies to receive money from all over the world.

You can send money from your account to a bank account when you need it.

Wise will charge you a flat fee for sending money and a conversion fee if it needs to convert to another currency.

You can make payments in your account currencies worldwide using the Wise debit card.

Wise is the best Payoneer alternative with fewer transfer fees and more security.

Opening a Personal Account

Step #1

Go to the Wise website and create a free account. Depending on your country, it may take up to 4-5 days to verify your account.

Step #2

Select “Register”

Step #3

Enter your email address, Account type, create a password, 2FA, and select your country.

wise Account type

Step #4

Fill out the required personal information.

The system will send you an email with a security code or link to verify your contact information.

Congratulations, you are part of the Wise family. Now what?

How to open a Wise business account

To open a no-hassle international business account. Go to the Wise website and create a business account and enter your email, password, and country.

Which would be necessary…
  • photo ID,
  • proof of address,
  • photo of you holding that ID,
  • business registration,
  • where you’re located,
  • the industry you’re in,
  • any online or social presence,
  • name, date of birth, and country of residence for all legal business owners and directors

If you’re not a director of the company. you may need to include more information to confirm that you an authorized to act on behalf of the business.

business banking (Wise Ex-TransferWise) without the hidden charges, high rates, and monthly fees.

Pay employees, get paid, and manage your cash flow overseas — in one place.

With Wise Business, you can get local bank details for 10 different currencies. Give them to your customers for an easy, free way to get paid.

Wise Business pricing

Wise Business pricing

  • Create your account- Free
  • Fixed fee to send money (varies by currency)- 65p
  • Hold 50+ currency balances- Free, except for when you hold over €70k in euros only
  • Hold more than €70,000 in EUR balance- 0.40% annually
  • Get bank details to receive currencies- £16 (one-time fee)
  • Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD- See price checker

Wise multi-currency card

The Wise debit card allows you to make payments worldwide with meagre conversion fees and no transaction fees.

It is currently available to users of our multi-currency account residing in the UK, USA, Australia, New Zealand, Singapore, Malaysia, Japan, Switzerland, and the European Economic Area.